If you apply for a loan the credit provider
will usually carry out a credit check to see if you are credit
worthy and will be able to pay back the loan over the agreed time
limit.
Most credit checks are run through credit
bureaux - organisations that compile data about individuals and
their credit history.
Any time someone applies for a credit card
for example, a credit check is performed by the card company or
issuing agency.
Meet Jessica, and consider if she has a good
case to be considered for a loan.